What is a non-qualified mortgage?

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A non-qualified mortgage (non-QM) is a property loan that has been created to help borrowers designed to help borrowers who can't meet the strict criteria of a qualifying mortgage. So if you are self-employed or have credit blemishes or don’t qualify for a conventional or agency mortgage for some reason, then you can go for a Non QM mortgage loan instead.
 
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What is a non-qualified mortgage?

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