- Traffic offense that results in a two-point penalty on your driving record. This charge is defined by operating a vehicle without due caution, potentially endangering people or property.How Many Points is Careless Driving in New Jersey The state imposes fines, and court costs, and may increase your insurance premiums due to the points accrued. Accumulating points can lead to further penalties, such as license suspension. It is crucial for drivers to understand and adhere to traffic laws to avoid these consequences. Regularly checking your driving record can help manage and reduce the impact of accumulated points.